5 Simple Ways to Keep Your Car Clean – Interior

dog hammock to keep car cleanHave you just gotten the interior of your car detailed? Well, if not, maybe you should. At Baldwin Woodville Insurance, we know the value of a clean car.

Keeping your car clean is beneficial for a number of reasons. First, the look and smell of a clean car will refresh you each time you hop in. Second, you won’t be embarrassed if your boss or the cute new neighbor need to ride in your car. Finally, looks matter when you get ready to upgrade and trade your car in.

Now, how do you keep your car fresh and clean? It will involve a little work on your part, but if you maintain the cleanliness, you might not have to shell out for another full detailing job.

Here are 5 simple ways to keep your car (or minivan, or SUV) interior clean, looking and smelling new:

  1. Don’t eat or drink in the car. You may think you can pull it off. But remember how those cup holders looked before the detailing? Right. Just avoid it.
  2. Shake the floor mats out regularly. Every time you go to the car wash, pull them out and give them a good vacuuming, along with the rest of the interior. Those little rocks and leaves that your shoes carry in start looking messy after a couple of weeks.
  3. Keep a trash bag and backseat activity bag in your car. You can use a niceCar Activity Bag looking bag for trash, because you’re not eating in the car, so you don’t have dripping, greasy trash. Fill the activity bag up with interesting things for any kids riding in your car. This will help them forget how hungry they are, what with the no eating rule.
  4. Use seat covers f you have a dog riding with you. There are special seat covers made just for that occasion. Another good use for them is with children, because even though they are enthralled with their activity bag and not eating, they’re just messy.
  5. Finally, because we know that you are eventually going to eat in your car, keep a magic eraser and gentle cleanser in the glove box or trunk, and clean up spills as soon as they happen. Also keep cleansing wipes to rub down the surfaces when they start getting dusty.

If you have any questions about how the interior cleanliness of your car might affect it’s value, give your Baldwin Woodville agent a call, and he or she will be happy to discuss it with you. Happy driving.

If you’re interested in keeping the outside of your car clean, see our post: 5 Simple Ways to Keep Your Car Clean – Exterior.

Backyard Swimming Pool Safety Tips

Owning a swimming pool, whether under or above ground, is a big responsibility. Following these swimming pool safety tips can help ensure your family and friends stay safe in your pool. You don’t want them to be one of the 5,500 home pool drowning victims each year.

Before you purchase your pool, be sure to check with your Baldwin Woodville agent about the extra insurance you need to purchase to cover all possibilities. You can find the Wisconsin pool laws here, and the Minnesota pool laws here. Read on to find out the best pool rules, equipment, and safety gear.

Home Swimming Pool RulesPool Rules Sign

  • Constant, active adult supervision at all times.
  • Never swim alone.
  • Everybody who uses the diving board or pool slide must know how to do it in the correct, safe way.
  • No running around the pool. This can prevent everything from a skinned knee to a cracked head, or worse.
  • No extreme horseplay in the water. Of course, there will be some splashing, water polo, and other games. At least one adult should stay outside the pool and remain vigilant, to notice right away if somebody goes down and doesn’t come right up.
  • No swimming when drunk or using prescription meds that say “don’t operate heavy machinery.”
  • Never push someone into the pool. No matter how funny it seems, it is incredibly dangerous.
  • Stay away from drain covers in the pool.
  • Young children must wear life jackets.

Pool Safety Equipment

  • The state required fence should include a self-closing and self-latching gate, out of reach of children, with an alarm on the door.
  • Also maintain an alarm attached to the side of the pool that detects motion under the water.
  • During the summer, use a strong, mesh cover to prevent falls when in the area but not using the pool.
  • When the pool is out of season, use a rigid pool cover to prevent accidents.
  • Posted signs with pool rules, whether hand made or purchased.
  • Side rails and steps with rubber grips and covers, to allow swimmers to safely enter and exit the pool.
  • Depth markers should be applied when the pool is built.

Pool Safety Gear to be in Pool Area at All TimesPool Safety Equipment

  • First aid kit
  • Throw rope
  • Lifesaver ring
  • Buoys to separate shallow from deep end
  • Shepherd’s crook
  • Long pole

Following these guidelines can help you, your family, and your friends enjoy your pool for the little bit of summer that we get in Wisconsin and Minnesota! Remember, nothing beats constant adult supervision for Minnesota or Wisconsin home pool safety.

Be sure to contact Baldwin Woodville if you have any questions about installing a backyard swimming pool in Wisconsin or Minnesota.

New or Used Car? Hints to Help You Decide

It’s time to get a new car. You have squeezed out the last shaky mile the old one had to give. Or perhaps you are just ready for something different. Maybe something better for the environment, or bigger, or smaller. Whatever your needs are, it’s that time.

Buying a car is a big decision, and part of your decision will be insurance costs. At Baldwin Woodville, we have insurance packages for any need. So while you are purchasing your new or used car in Minnesota or Wisconsin, contact your BW agent.

To start you on your way to making the best decision for you, we’ve put together some of the pros and cons of purchasing new and used cars to give you some things to consider as you shop for your next vehicle.

New CarsGirl with new car keys

Pros of buying a new car

  • Manufacturer’s Warranty – You could get up to a 5-year, 10,000 mile manufacturer’s warranty.
  • Latest Technology – You have the newest safety features, such as advanced air bags, backup cameras, and driver assist.
  • Customize – you can choose any color of car you want, any stereo and internet setup, any kind of wheels, and many other options.

Cons of buying a new car

  • Instant Depreciation – Your new car immediately loses 10% of its value when you drive it off the lot.
  • More Expensive – A new car is more expensive, and so are the sales tax and licensing fees.
  • More Expensive Insurance – Your insurance will be higher because of the car’s value and the insurance requirements when you finance a car.

Used Car/ MinivanUsed Cars

Pros of buying a used car

  • Better Value – A car that is only one year old has a much higher value for the price you will pay.
  • Manufacturer’s Warranty – If you buy a recent model, you could still get a manufacturer’s warranty.
  • Less Expensive – A use car costs less, as does the sales tax and licensing fees.
  • Less Expensive Insurance – The state requires lower coverage limits than the financing company.

Cons of buying a used car

  • Maintenance History – You might not know if the vehicle has been involved in an accident, flood, or other destructive event.
  • Why Traded In – You won’t know if the previous owner traded the vehicle in because there are impending mechanical failures.
  • Lack of Warranty – You can purchase warranties for used cars, but not as good as the factory warranty.

Of course this list is not comprehensive, but it covers the main differences in new and used cars. Your Baldwin Woodville agent is available to help you make the decision of purchasing a new or used car in Wisconsin or Minnesota.

If you have chosen a new car, let us help you make your next decision – buy or lease?